Free Mortgage Calculators
Type in your numbers and get an answer in about ten seconds. Everything runs in your browser, so nothing you enter leaves this device.
- No account, no email required to see a result.
- Fixed-rate loan maths, with the assumptions written down.
- Built for a phone first — big inputs, readable results.
- Mortgage Payoff CalculatorPayoff date, total interest and what an extra payment saves.
- Amortization CalculatorSee how each mortgage payment splits between interest and principal, plus your payoff date and total interest.
- Refinance Break-Even CalculatorEnter closing costs and your old and new payments to see how many months until refinancing pays for itself.
- Mortgage Recast CalculatorSee your new monthly payment after a lump sum recast, and how much the payment drops.
- Property Tax CalculatorTurn an assessed home value and a local tax rate into an annual and monthly property tax number.
- How Much House Can I Afford?Enter income, down payment, rate, term and your comfort zone to estimate the house price you can carry.
Browse all mortgage calculators →
Last updated October 4, 2026. Every figure is an estimate produced in your browser — see the methodology and its limits.